Commercial Vehicle Insurance
What does a Commercial Auto Insurance cover?
What’s covered by commercial auto insurance depends on each individual policy and each will provide different levels of protection. For the most part, basic commercial auto insurance can provide coverage for third party liability to protect your business and your driver if they are deemed to be ‘at-fault’ for an accident that causes injuries or property damage to a third party.
Business Insurance
Small Business Insurance may refer to a range of insurance policies that are applicable to small businesses. It’s an umbrella term that could include several important policies such as: General Liability, Professional Liability, Commercial Property Insurance and Workers’ Compensation Insurance.
Fleet/Garage/Prorate Insurance
- Fleet policies are for individuals or companies with 5 or more powered units operated on public roadways.
- Some points of discussion will include the area in which you operate (Canada, USA), type of cargo, equipment, long-haul transportation activities, number, type and use of vehicles. These details help us zero in on the coverage that best fits your needs.
- By law you’re required to hold a minimum amount of insurance. Each provincial jurisdiction has different legal requirements — we’ll match your policy to where you live and work.
- Our professionals also deal with Prorate Accounts. We are able to help answer your inquiries about jurisdictional requirements and licensing fees in the areas in which you operate.
- Businesses that have care, custody or control of customers or non-owned vehicles may be required to have a garage policy in place and can be customized to meet the business needs
